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Rate-Changers is an independent service that saves businesses money on their credit and debit card processing. Our experienced negotiators will health check a business’ rates for FREE and with NO OBLIGATION, then with the business’ permission, negotiate with the major UK Acquirers.

We are so sure that we can save you money that the only charge we make is a percentage of the savings we achieve. Click here to find out how.
Example: Retailer / E-Comm. - T/o £48,670,000


This company has been trading for the past 15 years in the Midlands area. They are a high value low volume retailer.


Since moving card processing provider (Acquirer) 4 years ago they have not had a rate review. Chip & PIN technology is fully compliant and integrated into the till/stock management system.


Their existing provider came 2nd in the tender process; however they elected to remain with their Acquirer on the new reduced rates.

Charges pre Rate-Changers - £468,143

Post tender process - £417,857

Savings Generated - £50,286* 11%
*Equivalent to one additional full-time member of staff.

- Please click here for more examples -
Our expert Rate-Change negotiators can cut the cost of your card charges by up to 33% To find out just how much you can add back to your bottom line Click here.
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